The quicksand of overspending

Before you add more items to your online shopping cart, put a hold on all non-essential items until you have cleared every cent of your old debt.

By the time you read this, you might have already spent quite a bit of money shopping for great deals in the Black Friday sale, and there is still Cyber Monday to come.

Christmas is just weeks away, so now seems as good a time as any to splurge with a vengeance.

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