Life can be unpredictable, and unexpected circumstances can crop up at any time, without warning. What does it take to be future-ready? Are you adequately prepared for life’s uncertainties? Having a financial plan may not be enough – you also need the right resources to manage the unpredictable events, which could include critical illnesses, accidents, calamities and even retrenchments. Any of these events could result in financial instability or distress. Insurance can offer you financial protection and help moderate those risks. According to a recent Manulife survey1, nearly 40 per cent of respondents who have battled critical illness have used up all or most of their savings, while half suffered serious financial problems after being diagnosed with critical illness. One in four borrowed money or remortgaged to finance treatments, while 20 per cent admitted to facing trouble paying for basic necessities. Another 6 per cent ended up declaring bankruptcy as a result of their critical illness. So, when it comes to managing unplanned situations in life, are you suitably prepared? Manulife’s health and protection insurance plans – LifeReady Plus (II), Critical SelectCare and Ready Com...