SINGAPORE (BLOOMBERG) - Creditors to distressed Singapore shipper Pacific International Lines will vote on Monday (Feb 1) on a restructuring deal that involves a capital injection from a unit of Temasek Holdings. It's an important day for investors who oppose the plan like Singapore businessman Kuah Ann Thia, an unsecured noteholder - the most vulnerable in the bond world. He and other individual investors hold parts of PIL's $60 million security that came due in November but which the shipper hasn't repaid. Mr Kuah had initially felt relief last year when he heard that the Temasek unit was providing a US$600 million (S$798 million) package comprising debt and equity to PIL. But he said he became worried when he saw the company's restructuring plan. Under the so-called scheme of arrangement, it could be at least five years before unsecured noteholders saw actual cash payments, according to presentation materials. In contrast, some secured lenders like banks could get payments for their claims subject to the company having sufficient excess cash. PIL said in May last year it received an in-principle approval from a majority of its financial lenders, constituting 97.6 per cent of the...